Rules-based, tech-led strategy with a small leveraged sleeve. Rides QQQ when calm, rotates to the first stable sector if not, hedges with volatility when overheated, and falls back to bonds when nothing looks safe.

Daily split: 90% plain, 10% spicy (uses leverage). If the 3x‑Nasdaq fund TQQQ looks “too hot” (RSI > 79), switch to a volatility hedge (VIXY/UVXY = funds that jump when markets drop). Otherwise, if the Nasdaq‑100 (QQQ) has been calm (worst 1‑month drop <5%), buy QQQ/TQQQ. If not, pick the first sector ETF that hasn’t fallen >5% lately; if none qualify, hold bonds (SHY/AGG/BND).

Adaptive, rules-based strategy blending tech exposure, sector rotation, and volatility hedges to diversify risk and target 8.7% annualized return alongside an S&P 500 core.