A monthly, rules‑based “cockroach” portfolio. It buys stocks when they’re trending (sometimes using 3x funds), shifts defensive when they’re not, rotates through bonds by trend and stability, and runs a managed‑futures‑style sleeve that can go long or short commodities, currencies, rates, and stocks.

Monthly checkup. It splits money into: (1) Stocks: buy broad markets (SPY/QQQ/Dow/Small/EM/intl). If price is above its recent average, use the normal fund (or a 3x version); if not, shift to a defensive fund (e.g., BTAL) or the unlevered version. (2) Bonds: rotate among T‑bills, core bonds, or long Treasuries, preferring steadier choices. (3) A managed‑futures‑style sleeve that trend‑follows oil, gas, metals, gold, ags, the US dollar, Treasuries, and even the S&P—going long when rising and using inverse funds when falling. (4) A small income slice (covered‑call ETFs).